My Story

Jennifer Watkins: From Brewton to the Boardroom

Jennifer Watkins was born and raised in Brewton, Alabama—population small, dreams smaller. 

At 21, with nothing but a high school diploma and a dream, she begin to learn about insurance. She landed a  job at an insurance office in her home town and her Manager (Craig Harrison) left a lasting impression on her life. The work was dull, but it was safe, steady, and for the first time in her life—predictable. She stayed up late to study policy manuals, took online classes on her flip phone, and got her license within a year.

Although many would think this was the beginning of a fairy tale she struggled with life due to anxiety and  depression for many years to follow but she kept going.

In 2017 She earned her Associates Degree in Business Administration and by 2024 she had added 5 years of Medicare Advantage Sales to her insurance expertise.

Today...She is a strong believer in GOD and knows now that nothing is by chance and her journey has taught her humility, empathy for others and a true understanding of how hard life can be.

Jennifer doesn't  just sell insurance....she sells peace of mind. And to the single mothers, survivors, and underdogs she serves, she is a living proof that the past doesn’t define the future.

Today, she’s a business owner, a motivator, and signs every email with:
"Brewton born. Battle tested."

Services

Mortgage Protection 

Mortgage Protection:

A tailored financial safety net that aligns with your home loan, this plan is designed to reduce financial strain during life’s unexpected turns. It can provide funds to cover loan payments in the event of a serious illness, disability, or death—helping families maintain stability and avoid disruption during challenging times. Unlike traditional life insurance, it’s structured specifically around your mortgage terms, making it a focused and efficient layer of protection.

Whole Life/ Final Expense

Whole Life Insurance:
A permanent life insurance policy that provides lifelong coverage with a guaranteed death benefit and builds cash value over time. Premiums stay the same for life.

Final Expense Insurance:
A smaller, more affordable type of whole life insurance designed to cover end-of-life costs like funeral expenses, medical bills, and small debts—helping ease the financial burden on loved ones.

Term Life Insurance

Term Life Insurance:
Affordable life insurance that provides coverage for a set period—10, 20, or 30 years. It pays a death benefit if you pass away during the term, with no cash value component. Simple, straightforward protection.

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